With the present value calculator, you can calculate the present value of the future cash flow. Calculating is based on the idea that the euro today is more valuable than the euro in, say, five years. The interest rate is of great importance when calculating the discount. If it is not justified to use another interest rate, discounting can be performed using the so-called the real interest rate of a risk-free investment, i.e., in practice, the interest rate that anyone can get on their capital without risk.
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